I’m running low on cash. This is mainly due to RSU and ESPP, which are considered part of my salary, but aren’t liquid cash until I sell them. Currently, two-thirds of my income is RSU/ESPP, so my available money is decreasing continuously.
The estimated tax prepayment is approaching, and I need to credit 60 million JPY to my bank account by
July 31st. To do this, I need to sell my stocks.
I’m not a good investor, so I invested 1 million JPY in an individual stock, but the performance has not been good. Just around 5% return in this 1 year, including dividends.
A significant portion of my assets is my company’s stock, but selling it bothers me because I need to complete all the necessary tasks for next year’s tax return.
All this is due to not having enough liquidity.