I use Rakuten for hometown tax donation program.
When I do that at good timing like Okaimono Marathon, I could get Rakuten points a lot.
I usually don’t want anything to buy.
But sometimes I could get interested in buying some gadgets like Condenser Microphones.
I’m not rich person, so I will hesitate to use my money to buy stuffs I want.
This is based more on my personal characteristic.
But if I have some point of credit card or shopping site, it’s more easy for me to consume just for my own desire.
I have 18k points in Rakuten, but I can’t come up the usage of the point.
Need to keep considering.